~”Due to a series of difficult circumstances, we found ourselves deeply in debt, with no light at the end of the tunnel. We always thought that bankruptcy would be the end of the world for us, something we could not consider. We read an article about Attorney Balbus, and it convinced us that it was something we should at least take a look at. The whole process, from start to finish was almost painless. Attorney Balbus was so well organized, and contacted the creditors so quickly, that we never went through a period of being hounded by bill collectors. Our only regret, in the end, was that we hadn’t contacted him sooner. So we went from feeling that bankruptcy would be the “end of the world”, to feeling that it gave us a new beginning.”