When I initially considered bankruptcy I was very nervous and thought that claiming bankruptcy would destroy my credit forever. Mr. Balbus eased my fears, talked me through the entire process and explained how claiming bankruptcy would affect me. He was patient with me, answered all of my questions and was extremely friendly and professional throughout the entire process.

After claiming bankruptcy, I have seen an increase in my credit score, received numerous credit opportunities and am in a much better place than before I filed. This was the best decision I made! Thank you to Mr. Balbus for all of his help!!