To say that Attorney Balbus is a life-saver is an absolute understatement. At the beginning of 2018 I found myself at my wit’s end drowning in debt and threatened with lawsuits by credit card companies feeling lost and helpless. My world as I knew it was ending. Many positive reviews sent me to Attorney Balbus and I was quickly given an appointment to meet with him. At our first meeting, I walked into his office scared, embarrassed and ashamed of myself but Attorney Balbus quickly made me feel at ease and I walked out of his office feeling like there was hope and that all was not lost. I gathered all of the information that was asked for and had my discharge meeting in April of 2018 (3 months after our first meeting). By June of 2018, my case was discharged and thankfully, I was able to keep my home and finally feel some financial relief from the credit cards. To my surprise, almost immediately, I began to receive credit card offers again and my credit score has begun to rise. If you are facing a situation where you feel like your debts are drowning you and you don’t know what to do, please, please contact Attorney Balbus. He is not only a true professional and knows the ins and outs of bankruptcy law like you would not believe, but he is a kind human being and will make you feel comfortable and give you hope too. And he’s funny which is the icing on the proverbial cake!