“For the past few years, right after the holidays, we would find ourselves with a bank account that was in the red. The fear of losing the house, having nowhere to go, cars being repossessed, and having utilities turned off was unbearable. The thought of being an outcast for filing bankruptcy was not something that we thought that we could handle.

However, one morning we did our research and Andy Balbus Law Firm came up. We decided to give the process a try. Andy called us back almost immediately and we were sitting across from him two days later.

The feeling at first was one of much anxiety. After being with Andy within the first five minutes we knew that this was something that we had to do. He is a lawyer who is accommodating, precise, informative, and has a sense of humor.

Filing for bankruptcy under Andy’s guidance was the best thing that we could do to help bring us up and out of our negativity and begin a fresh start. Andy led us through everything that we needed to know. He is the absolute best bankruptcy lawyer. We are so glad that we can breathe again.”