~”Andrew Balbus helped us with a very tricky Chapter 11 bankruptcy filing when no one else could. He is very meticulous and can explain very complex issues with terms and examples that everyday people can understand. He really cares about your situation and goes well beyond what I would expect for a bankruptcy lawyer.

Andrew is very professional but still has a heart and it shows! We were terrified of all the companies and letters that were coming in but Andrew put us at ease and makes you realize that “bad things can happen to good people”. So, if you are looking for a competent, friendly, experienced and all around great lawyer to help guide you thru the bankruptcy maze, look no further than Andrew Balbus Law Firm! I highly recommend him to anyone that is considering bankruptcy…period. Thanks Andy for everything!”

~”When I first walked into the office of Attorney Balbus I was at a point in my life where I was financially and emotionally stressed. Attorney Balbus presented all the options available to me in a way I could understand and was extremely patient with my ignorance of bankruptcy law. There were many emails back and forth and responses from him were timely. I felt a lot of personal attention and care went into my case, ending with a successful bankruptcy that has afforded me the freedom to move on with my life. I would highly recommend him to a friend in need. He is an obviously caring individual with an expert knowledge in his field. It’s been a pleasure doing business with him.”

~So the story goes………………

My Wife lost her job, accident put me out of work and reduced my earning ability. Unable to keep up with the mounting bills, and credit company calls, we tried to take action. We went to another law firm and felt like we were criminals, no compassion at all.

Then we were referred to Balbus Law Firm. Andy, (Mr. Balbus) as you will get to know him, was the most understanding and down to earth lawyer we had met. He had simple, yet complete, worksheets that we filled out to see where our financial status was. Andy worked several scenarios, countless numbers of times to achieve the goal we were looking for. We were able to File Chapter 7, to eliminate credit card debt, medical and tax liabilities which would help us insure a manageable budget for the future. This along with being able to keep our house, cars and personal belongings were all things Andy accomplished.

Andy is easy to communicate with and always responded immediately to phone calls or e-mails. The Federal Court appearance, which seemed like it would be intimidating, was a breeze, due to Andy’s attention to detail. Several lawyers of other clients the day we were in court seemed lost, searching for, and not having crucial documents or information causing long intimidating interrogation of the clients by the Judge. Our case, with Andy, took a matter of minutes, with no missed items, all due to his attention to detail. With Andy it was as painless as a Bankruptcy could be with the results we wanted. We would recommend his services to anyone considering bankruptcy.

~”I am a young person and so the idea of bankruptcy was overwhelming, but necessary, for my situation. Andy made the process easy and enjoyable. And frankly, he is hilarious. His expertise on the subject matter softened any qualms I had, and after that first meeting, I knew I had made the right choice.”

~Thank you for seeing us through this life experience. You were always there for us. You promptly returned our calls, answered all our questions, reassured us when we had doubts and stood by us through the whole process.

~I was very satisfied with Andrew Balbus. He takes care of his customers making me always feel comfortable and easy to communicate with. I recommend him to anyone with the same needs.

~As a recent client at the BALBUS LAW FIRM, I would like to share my experience in this difficult time with others who are finding themselves in a similar situation. I first called Andrew Balbus to make a consultation appointment, and I was happy to get Mr. Balbus to answer my call with no telephone operator in the connection, which kept matters more private.

On that timely and convenient free consultation, I was fully informed about the process, and was briefed on the cost in full. All my questions were answered, there was no pressure to proceed what so ever. A follow up appointment was scheduled to file the petition, once I completed all the questionnaires.

On the filing date every document was examined thoroughly, and completely, then a date was set the following day for the meeting of the creditors which was a month later.

During the month wait, Mr. Balbus was in touch to answer any questions that may arise. He appeared at the creditors meeting and was very supportive in preparing me for that meeting. The meeting went very well and a court order discharging all my debt was issued 2 months after that meeting.

You cannot imagine what a feeling of relief that brought, and looking back this turned out to be a lot less stressful than I thought.

I would recommend anyone who is undergoing financial hardship to contact Andrew Balbus to seek that relief as well.

~Awesome. Thank you so much for everything. From that first meeting and throughout the whole process you were great to work with.

~Andy Balbus is one of the very best attorneys I’ve ever had the pleasure of working with — and I’ve worked with many.

When you first walk into a bankruptcy attorney’s office, you may be experiencing a mix of emotions: a sense of financial failure; a feeling of dread (“What else could go wrong?”); and feelings of nervousness and uncertainty (“How am I going to navigate this big, complicated system?”). Andy puts you at ease right away. He has a very reassuring presence, and it’s based on something real: a profound knowledge of the bankruptcy laws and how to use them to your best advantage. He is able to zero in on the heart of any case, even when the details are complicated, and make it simple and understandable.

His strengths include many years of experience in the state and federal legal and bureaucratic machinery. He knows how the system works. He personally knows the key players in the system, too — from judges to federal trustees and beyond. And, he knows what to expect from these officials and the best way to deal with each personality.

Andy gives you all the help you need in filling out forms and providing information that will “help him to help you.” He is a patient, quick-witted, good-humored fellow, and his winning personality makes the whole process much more pleasant. Lastly, Andy is the kind of guy who does what he says he will do. He stands by you even if your case hits a bump in the road or takes a left turn somewhere. You could not do better than having Andy Balbus on your side!

~”We are so fortunate to have found Andrew Balbus. As a result of the difficult economic times and hardship we were seeking a solution. We were trying to avoid bankruptcy. We needed to get back on solid financial footing. Like many people, before moving forward with a bankruptcy action, we were searching for answers. We found the Balbus Law website very informative and it helped us address a majority of questions, prior to scheduling an appointment. We knew when we met Andrew that he was the person we wanted to work with. His professionalism and his personality to put as ease and allowed us to discuss the life-changing events that caused our financial emergency and hardship. Andrew provided professional guidance and support with his extensive knowledge of law, finance, and business. We easily glided through the process of bankruptcy petitions, schedules, exhibits, and statements. We found the steps of collecting/submitting information, well communicated, organized, and thorough which allowed us to complete the tasks timely. We are now back-on-track to re-establish our credit and make plans for our retirement! As Andrew and his team stated; “we were his # 1 client’s! ” This is reciprocal; we found Andrew and his team great to work with and would highly recommend his firm. “