~"It is hard for me to believe that less than 8 months ago I was struggling with the decision to call Andrew Balbus. At that time I had a mountain of debt; felt unhappy and hopeless about making any changes in my life. Every day I asked myself, "Why do I work so hard to [...]
~"My wife and I own and operate a small business and were hit particularly hard by the economic downturn in 2008/2009. We first looked into bankruptcy in 2011 when our creditors began to initiate legal proceedings against us. The first attorney we spoke with indicated that while bankruptcy would eliminate our debts, it would also [...]
~"Our experience with Andrew and filing for Chapter 7 was actually a positive one. Andrews warmth and humor made us feel immediately very comfortable. Bankruptcy was not something my husband or I ever wanted to do. I felt embarrassed and somewhat ashamed. Although I was working as a nurse, my husband had lost his good [...]
~"I have to say that I am SOOO relieved we filed. Yes, of course I thought we were going to jail!!! I was afraid, but Mr. Balbus put us at ease immediately and he continued to so do throughout the process. Mr. Balbus helped us understand what to expect, made sure we were comfortable with [...]
Nobody ever thinks they will declare bankruptcy, but if your circumstances are such that you must then the best and intelligent decision you can make is to go with an experience and knowledgeable lawyer. He will make the process understandable as well as always having "you" as his main priority!
Four years ago I became unexpectedly involved in a frivolous law suit filed out of state against my company and me personally. As I was facing the embarrassing Unthinkable, Mr. Balbus' advice, focus and guidance were invaluable to understand and act upon the best course of action. He is incredibly well organized, efficient and his [...]
Thank you so much for everything. From that first meeting and throughout the whole process you were great to work with.
I would like to share my experience with Balbus Law Firm with anyone considering to file for bankruptcy. I was terrified of filing for bankruptcy, as I had heard nothing but negative input including that I would ruin my credit FOREVER!! But after months of sleepless nights, and non stop harassing phone calls I thought [...]
When I was considering Bankruptcy, I was very depressed; I was disgusted at life because I felt like a trapped animal, with no way out. My credit cards debt was very high, and I had tried everything possible to deal with it with no success. At work, I was just physically present, my mind was [...]