Attorney Balbus has that rare combination of extensive knowledge of bankruptcy law, awareness of how the process works, and devotion to get the best result for his clients. My wife and I went to him with an unusual situation where we weren’t sure whether we would qualify for Chapter 7 relief. With Attorney Balbus’ help we got the relief we needed, have almost finished the Bankruptcy process and are getting started to repair our credit. I’m sorry I waited as long as I did. I would recommend him without reservation to anyone with credit problems.