Andrew made what was a very embarrassing, difficult and overwhelming situation to us, an easy and non-judgemental process from the first day we met him. He made us comfortable from the beginning and answered all of our questions and calmed our fears with confidence, ease and a bit of humor which helped tremendously. He was always quick to respond with any questions we had and guided us through the process with his extensive legal expertise and compassion. We have since been on a great path to financial success and have even seen our credit rating improve tremendously. We highly recommend him.