I highly recommend Attorney Balbus. He helped me realize bankruptcy was not the end of the world but a chance for a new beginning. He answered my questions fully. He understands the ins and outs bankruptcy and can explain it in ways that are easy to understand. He will tell you like it is and make sure you are prepared for every aspect of your bankruptcy, including the bankruptcy hearing. For me, the moment that I realized how exceptionally fortunate, as opposed to merely fortunate, I was to have hired Attorney Balbus occurred at the bankruptcy hearing. I sat with Attorney Balbus as we waited to be called forward to make my case to the bankrutpcy Trustee. Long before this day Attorney Balbus had given me a check list of everything I had to do from answering questions to getting documents and information, all of which he had gone through with me. So I am watching others come forward and get questioned by the Trustee for their hearings. I was so surprised to see that these people, with attorneys at their side, were not prepared, did not have documents or documentation that the Trustee required, and the Trustee in some instances said they had to come back only because the did not have what they were supposed to. I remember one attorney sort of looked down at his papers while the trustee spoke at length of the many things that should have been done by or prepared for that day, but were not. Some people were asked questions for information that they had clearly never thought about; in my mind it looked like the attorney had failed to prepare them and make sure they had done the steps I had taken thanks to Attorney Balbus’ instructions. My heart went out to these people. During my hearing, it became apparent to me that that Attorney Balbus had made sure that I had gotten all the documents and information needed, that he had organized and presented the information in the best way, that he had made sure I could be knowledgeable about the information related to my case so I could answer questions (he did help me when I forgot something) and that the Trustee had what she needed to decide my case. I walked out of that room relieved the hearing was over (and I did not have to go back) and so grateful that Attorney Balbus was my lawyer. I remain grateful. Don’t take chances with your bankruptcy. You will want Attorney Balbus by your side so you can have the best outcome possible and the least stressful experience possible.